What Does First National Bank & Trust Do With Your Personal Information?
Rev. Date 3/22
| Why? | Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do. |
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| What? |
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
When you are no longer our customer, we continue to share your information as described in this notice.
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| How? | All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First National Bank & Trust chooses to share; and whether you can limit this sharing. |
| Reasons We Can Share Your Personal Information | Does FIrst National Bank & Trust Share? | Can You Limit This Sharing? |
|---|---|---|
| For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus |
Yes | No |
| For our marketing purposes – to offer our products and services to you |
Yes | No |
| For joint marketing with other financial companies | No | We Do Not Share |
| For our affiliates’ everyday business purposes – information about your transactions and experiences |
No | We Do Not Share |
| For our affiliates’ everyday business purposes – information about your creditworthiness |
No | We Do Not Share |
| For our affiliates to market to you | No | We Do Not Share |
| For our nonaffiliates to market to you | No | We Do Not Share |
| Questions? | Call 906-774-2200 or go to the Contact Us page on our website at www.fnbimk.com |
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| What We Do | |
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| How does First National Bank & Trust protect my information? | To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings. |
| How does First National Bank & Trust collect my information? |
We collect your personal information, for example, when you
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
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| Why can’t I limit all sharing? |
Federal law gives you the right to limit only
State laws and individual companies may give you additional rights to limit sharing
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| What happens when I limit sharing for an account I hold jointly with someone else? | Your choices will apply to everyone on your account. |
| Definitions | |
|---|---|
| Affiliates |
Companies related by common ownership or control. They can be financial and non-financial companies.
Our affiliates include First National Mortgage Company and nonfinancial companies such as First Choice Insurance Agency, Inc.
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| Non‑Affiliates |
Companies not related by common ownership or control. They can be financial and non-financial companies.
Nonaffiliates can include companies that offer non-deposit investment products, insurance, and securities.
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| Joint Marketing |
A formal agreement between non-affiliated financial companies that together market financial products or services to you.
Our joint marketing partners include credit card companies, insurance companies and companies that provide identity protection services.
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